A surfer executes a topturn at the crest of a wave to reposition himself back into the momentum of the moving water.

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The ability to execute a topturn 

relies on the surfer processing thousands of seemingly unrelated factors, all of which come together into what people perceive as innate ability. In reality, it is a construct of process, practice, and experience.

Topturn Capital is a wealth manager with a process that parallels this analogy. We plan and invest with a fluidity and confidence that appears instinctual, however, everything we do is pinned to logic, systematic analysis, and hard work.